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Every firm that holds Chartered status adheres to an ethical code that underpins broader commitments to professional values.
Our homes are one of our most valuable possessions – not simply from a bricks and mortar perspective, but all the contents, memories and comforts that it holds within.
Most UK residents are entitled to free healthcare from the NHS. With almost all conditions covered, it raises questions over why you would pay for private medical insurance (PMI).
While the two may sound similar, they are in fact very different, particularly in relation to the severity of the illness. Also, one is free and the other one is not.
Family Income Benefit Insurance is a special type of life insurance policy that pays out a regular income to your family members for a set period of time when you pass away.
Figures suggest that people typically overestimate the cost of life insurance by about 5 to 10 times, putting them taking out cover. However, it can be more affordable than you think, particularly if you start early.
An overview of the benefits and taxation of long-term care insurance policies.
Alongside the more traditional workplace benefits, employers are increasingly opting to extend their packages as a means to attracting and retaining key staff. In some cases, the cost of these benefits is carried by the employer themselves. However, there are certain categories where businesses can choose to transfer some – or all – of the risk associated with employee benefits to a third party. This is known as Group Risk Insurance.
Whilst absenteeism due to ill health is inevitable within any organisation, there are steps that businesses can take to help reduce the impact that this has on their bottom line. One option is to offer private medical insurance as a means of helping employees with health issues to access medical assistance faster and, as a result, get better quicker and return to work in a shorter period of time.
Recent press reports have suggested that the National Insurance Fund will run out of money by 2032. The truth is rather less straightforward.