Short summaries of recent articles we think you will find useful from some of the UK’s broadsheets.
“Zero interest rates: what UK investors can learn from Japan”
Lessons from Japan: Savers have useful — and painful — lessons for their British counterparts.
“Active fund investors earn higher returns for tolerating underperformance”
Research suggests it pays to be patient as even the top active funds have long periods of undershooting the market.
“More heirs hit by inheritance tax as families fall foul of gift rules”
IHT take on gifts climbs to £197m in 2017/18.
“Will Covid alter your retirement sequence?”
The pandemic will have side effects for pensions planning.
“Can I leave my estate to my nieces free of inheritance tax?”
Case study Q&A
“Redundancy: what are your rights?”
30,000 retail jobs under threat after desolate week on the high street.
“Brexit mortgage fallout as foreign buyers face a ban”
Foreign homebuyers could be blocked from getting a mortgage at one of Britain’s banks after Brexit.
“First-time buyers face the bad old days of 5% interest”
First-time buyer rates have not been this high since 2013
“Why the wealth manager at your branch is now after your savings”
If you have cash sitting in a current account then your bank will want you to move into shares.
“Thousands more expats to lose bank accounts after ‘Brexit day’”
Nationwide says 5,000 accounts belonging to overseas Britons will close, leaving them in financial limbo.
“Tax tips for savers approaching the £1m pensions lifetime allowance”
Savers with more than £1.073m could face hefty tax bills on their retirement funds.
“Money Makeover: ‘I’m going to live to over 100 – will my £410k in savings last?’”
This 80 year old has over half a million in liquid assets – but will it last until she is well over a century old?
“What rights do UK shoppers have if a store enters administration?”
As Debenhams and Topshop hit the rocks, find out what protections you have if you buy items there.
“Eager lenders set to shore up housing market with new loan deals”
Prices soared despite Covid, and though hard times and an expiring tax break are looming, few seem to expect a crash.
Articles on this website are offered only for general informational and educational purposes. They are not offered as and do not constitute financial advice. You should not act or rely on any information contained in this website without first seeking advice from a professional. Capital is at risk; investments and the income from them can fall as well as rise.
You are now departing from the regulatory site of Finura. Finura is not responsible for the accuracy of the information contained within the linked site.
As tax year end approaches, there is still time to make use of your available reliefs and allowances.
This tax year end planning checklist covers the main planning opportunities available to UK resident individuals and will hopefully help to inspire action to reduce tax for the 2023/24 tax year and to plan ahead for 2024/25.
As tax rate band thresholds are changing, understanding the impact on high rate taxpayers and the economy is crucial.
It was recently revealed in the media that the amount we need to enjoy a ‘moderate’ retirement has increased by £8,000 per annum, a 38% increase, in just one year.