Short summaries of recent articles we think you will find useful from some of the UK’s broadsheets.
“When is a market bubble not a bubble?”
Working out how much speculative excess there is in a market, whether housing or stocks, is tough.
“Who are the winners and losers from the £12bn social care tax raid?”
UK will have its highest tax and national insurance burden in years but the pain will not be evenly felt.
“UK graduates face 50% tax rate on additional pay from next April”
National insurance rate rise means half of any salary increase will be deducted in tax and student loan payments.
“Advisers cancel fees to reduce pension transfer redress, warn lawyers”
FCA does not routinely check whether guidance is followed on pay-outs for unsuitable transfer advice.
“Johnson plan to fund health and care lifts UK tax burden to 70-year high”
PM’s manifesto-breaking £12bn national insurance increases come alongside year’s suspension of pension ‘triple lock’.
“Cut the gap between public and private sector pensions”
Reform now to reduce inequalities and taxpayers’ bill.
“The councils that charge £3,000 if you don’t sell your home to pay for care”
The cost of delaying payment until you die varies hugely across the country.
“Dale Vince: ‘I may be worth £100m, but I’m still overdrawn each month’”
The former new age traveller who once lived in an ambulance now has a green energy company and a football club, but no savings or credit card and doesn’t know his bank balance.
“A payment revolution that is killing off credit cards”
Buy now, pay later services are everywhere on the high street and now Apple and Monzo are joining the party. So how safe are they?
“How to avoid needlessly paying 55% tax on your pension”
More than 1.25 million people will reach the ‘lifetime allowance’.
“‘I worry my ex-wife’s lodger is a predator – how can I save her?’”
Ask a Lawyer: predatory marriages easier and more legally binding than forcing someone to change their will, The Times’ expert warns.
“Britons’ rent bill falling as Generation Z refuses to fly the nest”
Landlords struggling to replace millennials with younger renters who stay living with parents.
“UK failing on childcare, finds survey of over 20,000 working parents”
Major study shows childcare system that is financially crippling, hinders careers and needs radical overall.
“Small beginnings: 10 ways to get your business off to a good start”
From funding a startup to its name and tackling the red tape, experts and entrepreneurs give tips.
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A handy checklist of suggested planning considerations for individuals for the end of the tax year.
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If getting your finances in order is on your to-do list, here are some tips to help you get started.