Short summaries of recent articles we think you will find useful from some of the UK’s broadsheets.
FINANCIAL TIMES
“Could blockchain speed up home buying?”
Fintech Coadjute is the latest attempt to streamline UK property transactions.
“UK regulator urged to crack down on banks overcharging borrowers”
FCA accused of ‘failing the public’ by allowing lenders to charge more than advertised rate.
“Watch now: How to get a pay rise in 2022”
FT experts answer reader questions on the best ways to negotiate a raise.
“Before you scoff at crypto losses, what’s in your portfolio?”
As rates rise, investors should look hard at long- duration assets in tech and ESG
“‘The Aga’s not included’: tales from an overheated property market”
Disputes can flare up between homebuyers and sellers over fixtures and fittings.
“Ways to invest your bonus for the long term”
Take account of your life plans, tax and risk appetite.
THE TIMES
“State pension at 72 and more tax. Welcome to year 2060”
There will be more pensioners than ever. You need to be ready.
“Why you mustn’t say the M-word to insurers”
Most private health policies don’t cover the menopause — so report the symptoms, not the cause.
“Find your real inflation rate (it’s 140% if you like pasta)”
The food blogger Jack Monroe says that the 5.4 per cent inflation figure for the year to December grossly underestimates the true cost of living crisis hitting families.
THE TELEGRAPH
“Investors face tough year as dividends to fall 7% in 2022”
Banks and oil companies will serve income-seeking investors best.
“The new golden neighbourhoods with house prices higher than London”
These super suburbs and cities have recorded huge demand as buyers sought out bigger homes in leafier areas.
“Money Makeover: ‘Can I retire next year and live off my buy-to-let properties?’”
A reader has £140,000 to invest either in more property or the stock market.
THE GUARDIAN / OBSERVER
“Hopes shattered as banks fail to pass on interest rate rise”
The Bank of England upped the base rate to 0.25% in December, but since then only a handful of savers have felt the benefit.
“Gove threatens trading ban on cladding firms unless they pay for repairs”
Housing secretary gives companies until March to offer sum for cost of removing combustible cladding.
Articles on this website are offered only for general informational and educational purposes. They are not offered as and do not constitute financial advice. You should not act or rely on any information contained in this website without first seeking advice from a professional. Capital is at risk; investments and the income from them can fall as well as rise.
You are now departing from the regulatory site of Finura. Finura is not responsible for the accuracy of the information contained within the linked site.
Source: https://www.techlink.co.uk/
There are multiple ways to make a positive social impact with your money. Here are six of the most common that you may wish to consider, that your Finura financial planner can help you to implement.
Stamp Duty Land Tax (SDLT) rates for additional residential properties have been increased from three percentage points above the standard residential rates of SDLT to five percentage points above the standard residential rates of SDLT for any transactions which take place on or after 31 October 2024.
Below is a summary of the rates which applied from 23 September 2022 – 30 October 2024 to additional properties versus the new rates with effect from 31 October 2024.
Have you ever found yourself asking “When can I afford to retire?”, “Can I afford to leave a legacy for my loved ones?”, “How much do I need to be saving for retirement?”. If you have, lifestyle modelling will likely be beneficial for you.